![]() How International Bank of Commerce Compares Our best money markets accounts guide has some strong contenders if you want to earn higher interest on your account, though. The International Bank of Commerce Check 'N Save Plus Money Market Account requires a minimum opening deposit of $100 and it may be worthwhile if you'd like to have easy access to a interest-earning bank account through paper checks and a debit card. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. International Bank of Commerce hasn't been involved in any recent public controversies. International Bank of Commerce received an A+ rating from the BBB. We use ratings from the Better Business Bureau to see how a bank addresses customer complaints. Is the International Bank of Commerce Trustworthy? The bank's website lets you change the primary language to Spanish, and international banking services are available if you have family members who live in another country. These institutions also help address banking gaps among Hispanic American communities. Hispanic American-owned financial institutions are integral to providing products and services to underserved communities. The Role of Hispanic American Financial Institutions The bank is FDIC insured, so individual accounts are secured up to $250,000. The International Bank of Commerce mobile app has 4.6 out of 5 stars on the Google Play store and Apple store. The two divisions share the same website, but have different wiring numbers, routing numbers, and branch services.Ĭustomer service is available over the phone 24/7. Commerce Bank has locations in Laredo, Texas, while International Bank of Commerce has branches throughout Texas and Oklahoma. International Bank of Commerce (also referred to as IBC Bank) is a Hispanic American-led bank, and division of International Bancshares Corporation. International Bancshares Corporation has 167 branches and more than 257 ATMs in Texas and Oklahoma.Ĭommerce Bank is also a division of International Bancshares Corporation. Interest compounds quarterly instead of daily.Online banks pay higher savings account and money market account rates. ![]() ![]() ![]() Monthly service fees on savings and money market account (possible to waive them).Branches available only in Texas and Oklahoma.Majority of board members are Hispanic American, and the bank serves local communities ![]()
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